Hi! How can we help You?

Credence Pay Credence Pay
OUR PLANS

Choose the Right Account for You

We offer a range of account types designed to meet your unique banking needs, from everyday transactions to premium services.

Checking Account

Everyday banking account for daily transactions

$ 0 /month
  • Everyday banking transactions
  • Debit card included
  • Online & mobile banking
  • Daily withdrawal limit: $1,000
  • Overdraft protection available
  • 0.10% APY

Joint Checking

Joint checking account for couples and families

$ 0 /month
  • Shared account access
  • Multiple account holders
  • Combined transaction history
  • Individual cards for each holder
  • 0.15% APY
  • Full online & mobile access

Premium Savings

Premium high-yield savings with exclusive benefits

$ 0 /month
  • Premium high-yield savings
  • 5.20% APY - Best Rate!
  • $10,000 minimum balance
  • Priority customer support
  • FDIC insured up to $250,000
  • Exclusive member benefits

Student Account

No-fee banking account for students

$ 0 /month
  • No monthly fees for students
  • No minimum balance required
  • Free debit card
  • Mobile banking app
  • Financial education resources
  • 0.05% APY

Business Checking

Business banking account with enhanced features

$ 15.0 /month
  • Business banking solutions
  • Enhanced transaction limits
  • Cash management tools
  • Merchant services available
  • Dedicated business support
  • 0.25% APY
LOAN PRODUCTS

Competitive Loan Rates

Find the right loan product with rates designed to help you achieve your goals.

Personal Loan

Starting from 6.99% APR

Flexible personal loans for any purpose with competitive rates and terms up to 7 years.

Learn More

Home Mortgage

Starting from 4.25% APR

Make your dream home a reality with our competitive mortgage rates and flexible terms.

Learn More

Auto Loan

Starting from 5.49% APR

Drive your perfect car with affordable auto financing for new and used vehicles.

Learn More

Business Loan

Starting from 7.99% APR

Fuel your business growth with flexible financing solutions tailored for enterprises.

Learn More

Student Loan

Starting from 4.99% APR

Invest in your future with affordable education financing and deferred payment options.

Learn More

Credit Line

Starting from 8.99% APR

Access funds when you need them with our flexible revolving credit line options.

Learn More
COMPARISON

Account Features Comparison

Compare our account types to find the perfect fit for your banking needs.

Features Checking Account Joint Checking Premium Savings Savings Account Student Account Business Checking
Monthly Fee $0.00 $0.00 $0.00 $0.00 $15.00
Interest Rate (APY) 0.10% 0.15% 5.20% 0.05% 0.25%
Debit Card Included Included Included Included Included
Online & Mobile Banking
24/7 Customer Support
FDIC Insured Up to $250K Up to $250K Up to $250K Up to $250K Up to $250K

Ready to Open Your Account?

Join thousands of satisfied customers and experience banking the way it should be.